Ira Limits 2024 Over 55. Anyone with earned income can contribute to a traditional ira, but your income may limit your. For both traditional and roth iras, you can contribute up to $7,000 for 2025, the same amount as in 2024.

$7,500 (for 2023) and $8,000. The ira contribution limits for 2024 are $7,000 for those under age 50, and $8,000 for those age 50 or older.